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Mo

Ugh, how did I miss this: https://en.wikipedia.org/wiki/Strong_customer_authentication

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Wikipedia

Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The SCA requirement comes into force from 14 September 2019. The requirement ensures that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments. Physical card transactions already commonly have what could be termed strong customer authentication in the EU (Chip and PIN), but this has not generally been true for Internet transactions across the EU prior to the implementation of the requirement.

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Mo

I am fairly certain a few of our clients are not using 3D secure

kinglozzer

Yeah that’s a PITA, Omnipay + Stripe doesn’t currently offer any solution for that

Mo

We have a few omnipay + stripe integrations, great...

kinglozzer

I re-wrote one of them to use “Stripe Elements” I think it was called

kinglozzer

But it was a large amount of work… so I’ve left the others for now in the hope someone comes up with a nice solution before September 😅

Ed Linklater

I'd never once encountered 3D Secure before I moved to Europe